💰 Inflation & Investment Calculator

Calculate historical values and future projections with inflation adjustments

📊 Historical Value Calculator

Calculate what money from the past is worth today

Amount ($)

From Year

To Year

Annual Return Rate (%) Click a preset or enter custom rate:

🚀 Future Value & IRR Calculator

Project future value with custom cash flows and inflation

Initial Investment ($)

Annual Contribution ($) Positive for inflows, negative for outflows

Investment Period (Years)

Expected Annual Return (%)

Predicted Inflation Rate (%)

⚖️ Investment vs Inflation Comparison

Compare different investment scenarios against inflation

Investment Amount ($)

Time Period (Years)

Inflation Rate (%)

📖 Quick Reference

Historical Inflation Averages

1950-1960: 2.1% annually
1970s: 7.1% annually (high inflation)
1980s: 5.6% annually
1990s: 2.9% annually
2000-2020: 2.2% annually
2021-2024: 5.1% annually (recent surge)

Typical Investment Returns

Savings Account: 0.5-2%
Treasury Bonds: 3-5%
Corporate Bonds: 4-6%
Real Estate: 8-10%
S&P 500 (Historical): 10-11%
Small Cap Stocks: 12-15%

Key Formulas

Future Value: FV = PV × (1 + r)ⁿ
Real Return: (1 + nominal) / (1 + inflation) - 1
Rule of 72: Years to double ≈ 72 / rate
Purchasing Power: Nominal / (1 + inflation)ⁿ